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Javier Fernandez

Chief Financial Officer

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I am Javier Fernandez the C.F.O. at Salus Payments. I started in the Electronic Payments industry in 2013 after a long career in the Consumer Goods and the High-Tech Industries. You would think that finance for a service industry like ours would be simple and easy, but that is not the case at all. So many components: banks, processors, agents, discount, interchange, retrievals, chargebacks, rejects, assessments, authorizations, so many more!


I bring my passion for Finance and Strategy to work everyday and truly enjoy what I do. It is so fulfilling to educate potential customers, family, and friends on how our industry works at a macro level and then bring it down to the simplest terms.


Our mission is to help clients who don’t understand this business or who have a difficult time navigating through our industry find an optimal and viable solution to their needs.


We are here to help you along the way!